Debt Consolidation.

Exodus america works directly with your creditors to create the ideal repayment plan for you. Throughout debt consolidation, the creditors will offer our clients numerous benefits.

• Reduction in minimum payments.

• Elimination of late charges and over-the-limit fees.

• Reduced or eliminated interest rates.

• Re-aging of past due accounts (bringing accounts to current status with creditor).

PROGRAM STEPS:

1. Your specialized counselor will review your budget information and suggest one of our debt management programs. Most credit counseling companies offer few options, Exodus America leads the industry with many solutions for your individual needs. With our unique programs and top rated customer service, Exodus America is the leading choice for your personal financial needs.

2. If after deciding that our debt consolidation program is the best option, you will decide when you will be making your first payment to Exodus America. You will have one easy date that will be your payment date every month. There will be no more different due dates to remember or budget for!

After discussing your financial situation with your counselor you decide to enroll in our debt management program, Exodus America will contact your creditors and negotiate with them to have your monthly payments lowered and your interest rates reduced. You then simply send one reduced monthly payment to Exodus America and we distribute the funds to your creditors on your behalf. You will still receive your monthly statements, so you will see your balances dropping. If any of your creditors contact you, you can direct them to Exodus America.You’ll be assigned a personal account specialist to deal with any questions or situations that may arise.